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Social Security Exploration


Today, nearly 90% of Americans age 65 and older receive Social Security income benefits.¹ Will your Social Security benefits be enough in retirement?

To help ensure you have a strategy in place to address some of those concerns, you may find it helpful to work with someone with experience in using life insurance and fixed annuities to help solidify your retirement strategy with valuable protection and guarantees.*

Bridge the gap in your retirement strategy.

We can help:

  • Review your Social Security and retirement statements to determine potential retirement income shortfalls where a fixed annuity may be a potential solution,​

  • Review the many drawing options that can drastically increase the benefits available over the lifetime of you and your spouse.

  • Explore strategies that enhance the benefits available to married couples.

  • Review your unique situation to determine potential eligibility for other types of benefits (ex-spousal, dependent or caregiver benefits).

  • Examine potential effects of taxation on Social Security benefits in light of other sources of retirement income.

¹ Social Security Administration: 2020 Fact Sheet, January 2020


Please note that Schwartz Financial, LLC and their representatives do not give legal or Social Security advice. You are encouraged to consult your attorney or the Social Security Administration via your local office or online at


Not approved by, endorsed by, or affiliated with the U.S. Government or any governmental agency.


*Guarantees are subject to the claims paying ability and principal strength of the annuity issuer.